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How much debt is too much really depends on the individual. Only you know when you are outside of your comfort zone when it comes to your debt. However, if your monthly debt payments are leaving you with little to no extra cash at the end of the month – you are probably carrying too…

Everyone is carrying some debt these days. Many of us use debt to finance the purchase of a new home, a car, acquire goods and services, or invest in education.   Every time when you purchase with your credit card, you ‘borrow’ money from your credit card company.  Sometimes people use their credits card for…

Depending on how much debt you have, and what kind, personal debt can have major consequences on your life and finances. Too much personal debt can mean you owe far more on your payments than you are able to afford.  Debt can snowball very easily if you spend more than you have and only pay…